UNDERSTANDING UBER INJURY LAWSUITS AND LEGAL OPTIONS: WHAT YOU SHOULD KNOW

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

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Uber has changed the way we travel. By simply using the Uber app, you can request a ride within minutes, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Crashes can still take place, leading to potential passenger injuries.

We will cover the most common injuries in Uber-related accidents, who may be liable for damages, along with legal options for pursuing a claim.

Common Uber Injuries

When riding in an Uber, many different types of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:

Neck Injuries: Whiplash often results from rear-end crashes, which can lead to significant discomfort. The symptoms may take time to surface.

Bone Injuries: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.

Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.

Strains website and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.

Figuring Out Fault in Uber Injury Cases

Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.

Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.

Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.

Uber’s Insurance Policy for Riders

Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

No App Usage: If the driver is not using the Uber app, their personal insurance applies.

Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Filing a Legal Claim After an Uber Accident

In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.

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